Play Video

Our area is lucky to have local businesses who truly care about their communities. HTC is proud to provide services that help them succeed!

Cowell Insurance Agency

Justine Liefer joined her father Louis Cowell’s, insurance business in 1970 and purchased it in 1988. Since then, she’s grown the Red Bud agency substantially and provided countless local residents and businesses with personal and commercial policies. Whether they need auto, home or life insurance or protection for business assets, agents at Cowell Insurance work diligently to provide customers with the highest level of service and the most affordable prices.

Small town, personal attention is what has kept Red Bud area residents coming back to Cowell Insurance for nearly half a century, and HTC has been with the agency every step of the way. We’ve provided business phone service since the days when it was the only way agents could communicate with customers, and we now deliver high-speed business Internet service that allows clients to receive policy updates via email. As technology continues to change, HTC looks forward to helping the Cowell Insurance team of agents stay connected to the people and businesses they care so much about.

Recent Business Spotlights

Dr. Ken Kloess

Gateway FS

The Clothes Line Boutique

Harres Furniture


Columbia American Legion